Legal & Law, Self Defense Insurance

The Importance of Self-Defense Insurance for Security Guards

Why Security Guards Need Self-Defense Insurance: Lessons from a Tragic Incident

The role of security guards in our society has grown increasingly challenging. With police departments struggling to fill vacancies due to early retirements, low recruitment numbers, and record resignations, security guards are often stepping in to fill the public safety void. This shift has led to guards encountering use-of-force situations at an unprecedented rate.

Unlike police officers, who often have unions and department-backed legal protections, security guards lack the same level of support. Guards are frequently left to navigate the legal aftermath of use-of-force incidents on their own, particularly when criminal charges or civil lawsuits arise. This vulnerability highlights the critical need for self-defense insurance tailored to the unique risks faced by security professionals.


The Case of Logan Gimbell

A tragic and highly controversial case that underscores these challenges occurred in Portland, Oregon, in a Lowe’s parking lot. Logan Gimbell, an armed security guard, confronted Freddy Nelson Jr., a man who was sitting in his parked car. The situation escalated, and Gimbell fired his weapon through Nelson’s car window, fatally striking him.

The incident drew widespread public outrage, sparking debates over the proper role of security guards and the appropriate use of force. Critics questioned why an armed confrontation occurred over an alleged trespassing situation, arguing that Gimbell’s actions were excessive and reckless. The video footage of the incident, which circulated widely online, intensified the controversy, leading to protests and calls for greater accountability in private security practices.

Gimbell was ultimately convicted of second-degree murder and sentenced to life in prison. Additionally, Nelson’s family and estate were awarded $20 million in a civil lawsuit, a portion of which Gimbell was personally responsible for.

For more on the case, you can read the news article here or watch the video of the incident here (Viewer discretion is advised).

Former Cornerstone Security guard Logan Gimbel, at right, was convicted last year of murder in the May 29, 2021, fatal shooting of pallet collector Freddy Nelson at the Delta Park Center in Portland. Photo Credit

Although this case involved a bad use of force, Gimbell, like any individual, was entitled to due process and representation in court. The public backlash highlights a crucial issue: how can security guards protect themselves legally and financially in high-stakes situations without the institutional protections afforded to police officers?


The Role of Self-Defense Insurance

Self-defense insurance is essential for security guards who may find themselves in high-stakes situations on or off duty. Even when companies provide liability insurance, it often does not extend to criminal defense or individual liability in civil suits. Guards are left vulnerable, especially when companies seek to absolve themselves of responsibility by pointing blame at the individual guard.

A comprehensive self-defense insurance policy can provide guards with:

  • Unlimited Civil and Criminal Defense: Coverage for legal expenses in the event of lawsuits or criminal charges.
  • Psychological Support: Access to counseling and mental health services after traumatic incidents.
  • Expert Witness Coverage: Assistance with legal defense through expert testimony.
  • Training and Education: Resources to ensure guards stay informed and prepared.
  • Bail Bond Coverage: Assistance for getting bonded out of jail.

Why Choose Right To Bear?

Right To Bear offers some of the most affordable and comprehensive self-defense insurance options tailored for security guards. Here’s a breakdown of their coverage:

Associate Coverage

  • $13/month or $145/year
  • Unlimited civil and criminal defense
  • Psychological support
  • Expert witness coverage
  • Firearm and self-defense training
  • Discounts to industry partners

Additional Options

  • Multi-state coverage: $4/month or $35/year
  • Bail bond coverage (up to $100,000): $4/month or $35/year
  • Coverage for minor household children: $4/month or $35/year

For as little as $13 a month, security guards can gain peace of mind knowing they are covered both on and off duty. To sign up, visit Concealed Carry Classes of Denver’s partner page with Right To Bear.


A Personal Perspective

As an armed security guard with over 10 years of experience in the field and training other guards, I have witnessed the devastating consequences of inadequate legal protection. While I have not personally faced legal repercussions, I have seen guards and companies sued for use-of-force incidents. Some cases involve legitimate grievances, while others are driven by opportunistic attorneys seeking a payday.

No matter the circumstances, security guards deserve the same access to due process and legal representation as anyone else. Self-defense insurance ensures that guards have the resources to defend themselves in court and protect their livelihoods.


Protect Yourself Today

The case of Logan Gimbell serves as a sobering reminder of the risks security guards face every day. Public outrage and controversy often amplify the stakes, making it even more critical for guards to be legally prepared. Don’t leave your future to chance. Invest in self-defense insurance and gain the protection and peace of mind you need to focus on your duties.

For more information or to get covered today, visit Right To Bear.


Concealed Carry, Guide, Shooting Techniques

Debunking the Myth: “Why Not Just Shoot Them in the Leg?”

As a firearms instructor, I often encounter a common question: “Why don’t you just aim for the leg?” Many people think that by shooting a threat in the leg, they can avoid lethal force while still defending themselves. However, this idea stems from a misunderstanding of both self-defense principles and the physiological and psychological impacts of high-stress situations. Here, we’ll explore why “shooting them in the leg” is not a viable or safe strategy and why aiming for center mass is standard in self-defense training.

The Nature of a Deadly Threat

Consider a situation where you’re facing a violent threat—perhaps someone wielding a knife, demanding your wallet or making other threats against your life. Knives, unlike what some might assume, can be just as deadly as firearms, especially at close range. A single well-placed slash or stab can cause life-threatening injuries. In this situation, you’re looking to stop the threat as quickly and effectively as possible, and responding with proportional force, such as drawing your firearm, may be necessary to protect your life.

Aiming for a person’s leg under these conditions is not practical for one simple reason: it doesn’t guarantee an immediate stop. Center mass (the torso) contains major organs and arteries, making it the most effective target for quickly incapacitating an attacker. The goal of self-defense is not to kill, but to stop the immediate threat. Aiming for the leg, on the other hand, is not only less effective at stopping a threat but could lead to other unintended, lethal outcomes.

Psychological Responses in Life-or-Death Situations

When faced with a high-stress situation, the human brain shifts into survival mode, often resulting in psychological responses such as fight, flight, freeze, posture, or submission. Many people, especially those who are untrained, might freeze or submit in the face of danger. Those who are train regularly with firearms, martial arts and maintain situational awareness are often better prepared to engage in defensive actions if they cannot avoid the situation entirely. These responses happen quickly and automatically, without conscious control.

For those interested in further reading, Dr. Alexis Artwohl’s book, Deadly Force Encounters, offers an in-depth look into the mental aspects of surviving violent encounters. For more on the effects of extreme stress in these situations, you can explore Dr. Artwohl’s work on her website here. Another excellent resource is Lt. Col. Dave Grossman’s Grossman Academy, which provides training and resources on the psychology of deadly encounters and how to prepare for them under stress. You can find more about his work here.

Physiological Effects: What Happens to Your Body

Beyond the psychological responses, intense stress triggers significant physiological effects on the body. Under threat, an adrenaline dump floods the system, leading to an increased heart rate, which in turn affects motor control and other physical functions. According to Grossman and Artwohl, the physiological responses include:

  • Tunnel Vision: You may lose up to 70% of your peripheral vision, narrowing your focus to the immediate threat and decreasing awareness of surroundings.
  • Auditory Exclusion: This effect reduces your ability to hear sounds around you, focusing your attention solely on the threat.
  • Loss of Fine and Complex Motor Skills: As your heart rate climbs beyond 155 beats per minute, complex and fine motor skills deteriorate. This means that aiming accurately—especially at a smaller target like a leg—becomes extremely difficult.
  • Time Dilation: Many people report that time appears to slow down during high-stress events, but this can distort perception, making it even harder to respond accurately.
  • Loss Of Perception: In high-stress situations, loss of perception can distort your sense of distance, movement, and even time, making it difficult to accurately assess the threat and respond with precision.
  • Tremors: As adrenaline surges, the body often begins to tremor or shake, further impairing precision and stability.

These physiological responses make the concept of carefully aiming at a leg unrealistic. Aiming at a leg is not only extremely challenging but also unreliable in a moment where split-second decisions and quick actions are necessary.

The Skill Level Required for a Leg Shot

For those still considering a leg shot as a “safe” alternative, it’s important to understand the skill required. Shooting a moving leg accurately while under intense stress requires exceptional proficiency. Here are just a few skills that would need to be mastered:

  • Excellent Trigger Control: Achieving a clean break and reset on the trigger is essential for accuracy.
  • Stable Grip: Maintaining a firm grip while aiming and firing is challenging when adrenaline affects your body.
  • Sight Alignment and Target Alignment: Ensuring that your sights and target are aligned precisely is critical to effective shooting, but becomes challenging under stress.
  • Accounting for Movement: In a real-life encounter, both you and the attacker are likely moving, making a precise shot at a limb incredibly difficult.
  • Environmental Awareness: You must also consider your surroundings, including any obstacles, bystanders, or other potential interferences.

Unlike scenes in Hollywood films, real-life self-defense situations are chaotic and unpredictable. Shooting accurately in such conditions demands far more skill than most people have, and it’s unrealistic to expect precision shots under duress.

The Risks of a Successful Leg Shot

Ironically, even a well-placed leg shot can be just as deadly as aiming for center mass. The femoral artery, one of the largest blood vessels in the body, runs through the leg. If this artery is severed, the person could bleed out in less than two minutes, creating an unintentional fatality. To effectively manage this, you would need extensive training in first aid and the use of a tourniquet—skills that most civilians don’t have.

From a legal perspective, aiming for the leg is still considered the use of deadly force. The law does not differentiate between aiming for the leg or the chest; any time a firearm is discharged with the intent to incapacitate, it’s legally classified as deadly force.

Femoral Arteries and Veins

Conclusion: Why Center Mass is the Standard

In self-defense, the goal is to stop the threat in the quickest and most effective way possible. Center mass is the safest and most reliable target to achieve this. Attempting a leg shot is not only ineffective but also carries a high risk of either failing to incapacitate the attacker or causing unintended, lethal consequences. For anyone serious about carrying a firearm for self-defense, understanding these realities is crucial.

Using a firearm responsibly means recognizing that aiming to incapacitate through any means is inherently deadly force. If you’re carrying a firearm, it’s essential to be trained in self-defense best practices and to approach every decision with caution, understanding that in life-threatening situations, effectiveness, legality, and safety must guide your actions.


Legal Disclaimer: This article is for informational purposes only and does not constitute legal advice. Consult a qualified attorney for specific legal guidance regarding self-defense laws in your jurisdiction.

Fair Use Disclosure: This article references publicly available information and educational resources for commentary and educational purposes under fair use.

Concealed Carry

The Essential Duties of a Security Guard: D.O.R.D.D.

D.O.R.D.D.: The Core Responsibilities of a Security Guard

In the realm of security, the acronym D.O.R.D.D. encapsulates the primary responsibilities of a security guard: Deter/Detect, Observe, Report, Detain, and Defend. Each component is vital in ensuring safety and security across various environments. Let’s explore each element to understand its significance and implementation.

Deter/Detect

Deter: The primary duty of a security guard is to deter crime, incidents, and accidents. The presence of a security guard, dressed in a clean, sharp uniform and maintaining good hygiene, serves as a powerful deterrent. This visibility is enhanced by ensuring that perimeters are secure, gates and doors are locked, and entrances are monitored. Credentials of employees and contractors should be checked, and guests should be vetted and screened as necessary. During foot patrols, guards must be visibly present in areas of concern, and marked vehicles equipped with flashing lights should be used for vehicle patrols.

A security guard’s presence can prevent potential wrongdoers from attempting crimes. This is supported by the psychological concept known as the “broken windows theory,” which suggests that visible signs of order and law enforcement can prevent more serious crimes from occurring. Guards should regularly check perimeter signs, fences, gates, and locked doors to ensure they are well-maintained and functional. Additionally, they should man entrances requiring access control, ensuring only authorized personnel can enter.

Detect: Detection responsibilities vary based on the client’s needs and the type of security required. In a retail setting, this might involve identifying suspicious individuals, employee theft, or potential hazards like wet floors. It can also include checking for fire code violations or monitoring unauthorized areas for trespassers. Detection tasks are tailored to prevent potential losses and ensure safety, adapting to the client’s requirements and security needs.

Detection involves not only identifying potential threats but also recognizing patterns and behaviors that could indicate future problems. For instance, in an industrial setting, a security guard might detect safety violations or equipment malfunctions that could lead to accidents. In a residential complex, guards might look for signs of unauthorized entry or vandalism. Effective detection requires training in recognizing various types of threats and understanding the specific vulnerabilities of the protected environment.

Observe

A proficient security guard must have excellent observation skills. This involves watching for suspicious individuals, potential losses, and ensuring the safety of customers, employees, and fellow guards. Jeff Cooper’s color code of situational awareness is useful here, ranging from white (unalert) to red (taking action). Guards should maintain a relaxed awareness (yellow), elevate to heightened awareness (orange) when threats are identified, and be ready to act (red) if necessary.

Observation goes beyond simply watching; it requires a keen awareness of the environment and an understanding of normal versus abnormal behavior. Security guards should be trained in behavioral analysis to detect signs of nervousness, aggression, or other suspicious behavior. Regularly reviewing and analyzing security footage can also enhance observational skills, allowing guards to notice patterns or anomalies that may indicate a security breach.

Report

Effective reporting is crucial for security guards. This can include dialing 911, contacting a supervisor, communicating with another guard, reporting to the client, or informing a police officer. Reports might also be made to company dispatch or recorded in daily activity logs and security reports. These reports must be clear, articulate, and precise, ensuring comprehensive understanding. Utilizing the six W’s—who, what, where, when, why, and how—helps structure effective reports.

Reporting is not just about relaying information; it’s about documenting incidents accurately and thoroughly. Security guards should be trained in report writing, focusing on clarity, objectivity, and detail. Reports should be free of bias and speculation, sticking to observable facts. This documentation is crucial not only for immediate response but also for legal proceedings and future reference. Digital reporting tools can streamline this process, ensuring that reports are timely and easily accessible.

Detain

Detaining individuals should only occur if it is specified in the post orders with clear rules of engagement. This policy is based on the client contract, company policy, post orders, and use of force policy. Guards should only detain if they witness a crime firsthand, either directly or via live CCTV feed. Detainment must be based on objective facts and clear evidence, and it should only occur if it is safe to do so. Physical force should be minimal, necessary, reasonable, and proportionate.

Detainment is a serious responsibility that requires training in legal and procedural protocols. Security guards must understand the legal boundaries of citizen’s arrest and the importance of probable cause. They should be equipped with de-escalation techniques to handle potentially volatile situations calmly and professionally. Any physical intervention should be the last resort, and guards must be trained in the appropriate use of restraint techniques to avoid causing harm.

Defend

The final duty is to defend. Guards must first protect themselves to be effective in their roles. They should also protect other guards, employees, customers, and bystanders from harm, including assaults, slips and falls, hazards, and threats like robbery. While property protection is important, human safety should always be prioritized. Any use of force, such as deploying a baton, spray, or taser, should be strictly for self-defense or defending others. Firearms should only be drawn in situations where there is an immediate threat of grave bodily injury or death.

Defending oneself and others involves a combination of physical fitness, training, and mental preparedness. Security guards should undergo regular training in self-defense, first aid, and emergency response. They should be familiar with the use of non-lethal defense tools and understand the legal implications of using such tools. In high-risk environments, advanced training in crisis management and tactical response may be necessary to ensure effective defense without escalating situations unnecessarily.

Conclusion

The D.O.R.D.D. framework—Deter/Detect, Observe, Report, Detain, Defend—encapsulates the essential duties of a security guard. By adhering to these principles, security guards can effectively maintain safety and security, ensuring they fulfill their roles responsibly and professionally. Remember, while security guards are trained and licensed, they are ultimately citizens with the primary goal of safeguarding people and property within the boundaries of the law and ethical conduct.

This comprehensive approach not only ensures immediate safety but also contributes to a secure and orderly environment in the long term. Security guards play a critical role in upholding the safety standards of the communities and properties they protect, making the D.O.R.D.D. framework an indispensable guideline for their duties.